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Comment What is concentration risk? (Score 2) 22

Concentration risk in lending is the potential for severe financial loss when a lender’s loan portfolio is overexposed to a single borrower, industry, geographic region, or loan product. Because the assets move or fail together due to a lack of diversification, a negative event in that specific segment can trigger widespread defaults. For example, if a large share of the portfolio is tied to a single business sector, such as commercial real estate, technology, or energy, an industry downturn or new regulation can hurt all borrowers in that group at once. (ncua.gov)

Comment Re:Value? (Score 1) 161

I'll take a stab at it. If a location can bring in more revenue, they can better afford to update the store, upgrade the equipment, and pay more to the staff, which would improve the quality of the staffing since they would have more applicants to pick from and could be more choosy with whom they hire.

Comment So what? (Score 0) 161

Why is this a problem? A guy could be selling watermelons out of the back of his truck for $5, another one a few streets over is selling them for $4, and no one bats an eye. A massive, franchised restaurant does the same thing, and everyone loses their minds.

... Wendy's is better anyway. And they have the best nuggets.

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